Travel credit cards were introduced to provide an extra benefit to the frequent flyers by not only letting them earn rewards on their travel expenses but also by providing them the benefit of complimentary lounge access. This makes their experience truly rewarding. Credit cards with travel rewards are one of the highly rewarding credit cards as they let you earn reward points or Airmiles or CV points, etc. which you can further use to book flights or hotels, or for any other redeemable item. In this article, we have covered the best 5 credit cards for domestic travel in India. Keep reading to kick start your research.
a) HDFC Bank Regalia Credit Card
Joining Fees: Rs. 2,500
Renewal Fees: Rs. 2,500
Key features and Benefits:
Get 2,500 bonus reward points as welcome benefits.
Earn 4 reward points on every Rs. 150 spent using this card.
Enjoy 12 complimentary domestic lounge access and 6 complimentary international lounge access every year.
Enjoy fuel surcharge waiver, spend-based waiver, insurance benefits, low foreign markup fees, and many more other benefits on this credit card.
b) Bank of Baroda Eterna Credit Card
Joining Fees: Rs. 2,499
Renewal Fees: Rs. 2,499
Key features and Benefits:
Get 10,000 bonus reward points and 6 months FitPass Pro membership as welcome benefits.
Earn 15 reward points on every Rs. 100 spent using this card.
Enjoy unlimited complimentary domestic lounge access every year.
Enjoy fuel surcharge waiver, spend-based waiver, insurance benefits, low foreign markup fees, and many more other benefits on this credit card.
c) Flipkart Axis Bank Credit Card
Joining Fees: Rs. 500
Renewal Fees: Rs. 500
Key features and Benefits:
Get welcome benefits worth Rs. 2,500 on this card.
Earn up to 5% cashback on using this card.
Enjoy 4 complimentary domestic lounge access every year.
You also get movie & dining benefits, fuel surcharge waiver, spend-based waiver, and many more other benefits on this card.
d) Axis Bank Ace Credit Card
Joining Fees: Rs. 499
Renewal Fees: Rs. 499
Key features and Benefits:
Earn up to 5% cashback spent using this credit card.
Enjoy 4 complimentary domestic lounge access every year.
Enjoy offers and discounts on dining, fuel surcharge waiver, etc.
e) IDFC First SELECT Credit Card
Joining Fees: NIL
Renewal Fees: NIL
Key features and Benefits:
Get a gift voucher worth Rs. 500 and 5% cashback as a welcome offer.
Earn up to 10 reward points on every Rs. 100 spent on this card.
Enjoy 4 complimentary domestic lounge access per quarter.
Enjoy 4 complimentary railway lounge access every quarter.
Enjoy offers and discounts on movies & dining, insurance benefits, and a fuel surcharge waiver.
Enjoy low foreign markup fees and low-interest rates.
Bottom Line:
To conclude, before getting a travel credit card just for the sake of the benefits it has to offer. Be mindful of your needs and spending habits and then only choose a credit card that complements them. We hope that from the above-mentioned domestic lounge access credit cards you can choose the one that is of the highest value to you. In order to maximise the benefits of a credit card, you need to adhere to the repayment cycles and maintain a low credit utilisation ratio.
Additional Reading - How To Make Travel Credit Cards Work For You?