Citibank provides a basic credit card called the Citi Rewards Credit Card with the intention of offering clients special discounts and great rewards. Users may easily accrue reward points and take advantage of great discounts on flights, shopping, and other things. Whereas the Axis Bank Magnus Credit Card is a premium credit card, through this card, users may take advantage of a variety of lavish features like concierge services, price cuts at fancy hotels and resorts, meals, and much more.
CITI BANK REWARDS CREDIT CARD:
If you regularly go shopping and vacation then you can consider the Citi Bank Rewards credit card. By using this card, users may find great deals at participating outlets and accumulate reward credits. Those reward points are not subject to expiration and may be saved over time for future redemption as cash-back, airline miles, or gift cards.
Joining fee: Rs. 1,000.
Benefits:
Users receive 1,500 reward points when they make their initial purchase within thirty days of receiving their card. Earn 1,000 extra points when you make your initial Rs. 1,000 purchase within 60 days of receiving the card.
With every 125 rupees that you spend on clothing and retail shops, whether digital or in-store, you receive 10 bonus points.
Users can get discounts of up to 20% when they eat at partnering locations.
When you use your card for at least Rs. 30,000 in a calendar year, then you will not be charged the mentioned annual card fees.
AXIS BANK MAGNUS CREDIT CARD:
With the help of Axis Bank Magnus Credit Card, you may live a lavish, sophisticated life without spending a tonne of cash. This card offers numerous savings on premium accommodations, luxurious restaurants, and other things.
Joining fee: Rs. 10,000
Benefits:
Enjoy one free domestic plane ride each year or Rs. 10,000 Tata CLiQ gift card.
The Magnus Axis Bank Credit Card can provide consumers with limitless unrestricted entrance to internal and overseas airport lounges if they frequently travel.
25% off at 600+ (five-star dining) premium restaurants throughout India. At nearly 4000 eateries in India, discounts of up to 20% are available.
With the Axis Bank Magnus Credit Card if your expenditure for the prior year exceeded Rs. 15 lakhs, you are eligible for a full yearly fee exemption.
Basis | CITI REWARDS CREDIT CARD | AXIS MAGNUS CREDIT CARD |
Joining fee | Rs. 1,000 + GST | Rs. 10,000 + GST |
Renewal fee | Rs. 1,000 + GST | Rs. 10,000 + GST |
Airport lounge access | No free entry to the airport lounges | With your Priority Pass Card, customers can access a maximum of eight global lounges without paying a dime. |
BOTTOM LINE:
The Citibank Rewards Credit Card is a great choice for anyone who is a frequent shopper because it provides various promotions and benefits across numerous sections. Additionally, the reward points that users earn have no expiration date and may be used according to their preferences. Ratings for the Axis Magnus Credit Card are overall generally positive. While having a high yearly income of Rs. 18 lakhs is a requirement for the card, premium features, incentives, and deals are unmatched in every way.
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