ICICI Bank offers a great spectrum of credit cards, and the best aspect about them is the fact that many of them are quite affordable to common people as well.
ICICI Platinum Chip Credit Card and ICICI Coral Credit card are two of the leading names due to their affordability. They offer plenty of similar benefits but still contrast in certain aspects. Let us approximate ICICI Platinum Chip Credit Card vs Coral Credit card to see which one sits perfectly with your needs:
Joining Fee:
ICICI Platinum Chip Credit Card: Nil
ICICI Coral Credit Card: Rs. 500/- + Applicable Charges
*Renewal fee waived off on spending Rs. 1,50,000 or more in the previous year.
Savings and Rewards:
ICICI Platinum Chip Credit Card:
2 PAYBACK Points on every Rs. 100 spent (except fuel).
1 PAYBACK Point on every Rs.100 spent on utilities and insurance categories.
1 PAYBACK Point = Rs. 0.25
2000 PAYBACK Points on spending Rs. 2,00,000 and 1000 PAYBACK Points every time you cross the threshold of Rs. 1,00,000.
ICICI Coral Credit Card:
2 PAYBACK Points on every Rs. 100 spent (except fuel).
1 PAYBACK Point on every Rs.100 spent on utilities and insurance categories.
2000 PAYBACK Points on spending Rs. 2,00,000 and 1000 PAYBACK Points every time you cross spendings of Rs. 1,00,000.
Dining & Entertainment Benefits:
ICICI Platinum Chip Credit Card:
Up to 15% off on dining bills at over 2,500 restaurants across the country.
PAYBACK Points can be converted into movie vouchers.
ICICI Coral Credit Card:
Exclusive dining benefits across designated restaurants in India.
25% discount on movie tickets with BookMyShow and Inox.
Key Benefits:
ICICI Platinum Chip Credit Card: The Credit Card Comes with the following Key benefits:
ICICI Platinum Chip Card is best suited for Shopping enthusiasts.
1% fuel surcharge waiver on Hindustan Petroleum fuel pumps.
The PAYBACK Points can be redeemed in various ways such as vouchers, coupons, gift cards, cashback points, etc.
Special offer for employees of Selected Corporates.
Enjoy total savings up to Rs. 11,175 in various categories.
ICICI Coral Credit Card:
Cash Rewards up to Rs. 1425/- on annual spend of Rs 3,00,000.
Complimentary access to Railway Lounge in India.
1% fuel surcharge on Rs 5,000 spent every month on fuel.
Milestone rewards worth Rs. 750/- on a spend of Rs 3,00,000.
Earn up to 10,000 PAYBACK Points from ICICI Rewards every year.
Complimentary domestic airport lounge visit per quarter.